Payment Gateway Testing With Test Case , Scenarios , Checklists and Tools

              Payment Gateway Testing Tutorial

Payment Gateway Testing- How to Test Payment Gateway?
Payment gateway testing is a testing in which we test the "Security, performance and reliability of a payment gateway by encrypting and securing the payment details of the customer.
A payment gateway is an e-commerce application service that approves the online transactions made through the card. In this tutorial, we are going to learn the type of payment gateway, test cases for payment gateway, and checklist for payment gateway.

Payment Gateway System Type 
There are 2 types of payment gateway system
  • Shared Payment gateway
  • Hosted Payment gateway
Type of Testing required for Payment gateway Testing 
The testing type depends on product requirements but the following type of testing should include payment gateway testing.
  • Functional Testing 
Functional testing is required to ensure that the functionality of the application with all features works as per requirement .functional testing helps in verifying application behavior like handling orders, calculation, the addition of VAT as per the country, etc.
  • Integration Testing 
To ensure that the payment gateway is integrated as per need. Integration testing focus on the verification of the merchant’s website or online store integration with the payment gateway.
  • Performance Testing 
To ensure that the performance of the application works as per requirement when the highest number of users come through the gateway during a specific day/ time and convert them to concurrent users.
  • Security Testing 
To ensure the security of customer-sensitive information like credit card numbers, CVV, etc .need to perform deep security testing for the payment gateway. it is difficult to keep customer personal info safe from cyber attacks, thus this is a very important and serious part of testing during security testing of payment gateway.
  • Database Testing 
To ensure that details of the transaction are managed properly managed, and also verify all the needed details are getting stored in DB in proper format and proper sequence 

Payment Gateway Testing Checklist - How to Test Payment Gateway?
Following is the list of payment gateway testing checklists.

  • Collect dummy test credit card numbers that you can use to test different credit cards.
  • Verify the Confirmation message after a successful transaction.
  • Verify the alert message after a failed transaction.
  • Verify the page when the application redirects the user, after a successful transaction.
  • Check the Buffer time.
  • Check that when the user clicks on the refresh or back button during the transaction.
  • Check that when the payment session ends.
  • Verify (application behavior)when the browser popup blocker is on and off.
  • Verify the security setup or fraud prevention of the app.
  • Check whether the transaction entry in DB (database) is proper or not for all transactions.
  • Verify that when the customer session expires.
  • Check all transaction options one by one including Debit cards, Credit cards, Wallets, UPI, Net Banking ..Etc.
  • Verify the currency setup.
Payment Gateway Testing Tools
List of important and famous payment gateway testing tools
  • t3 V7 
  • TestYantra 
  • Applause Payment Testing Paymentwall 
  • Test Payment Testlio 
  • FIS Global Payment Testing System

Test Cases for Payment Gateway 
Here !!! Important Payment gateway test cases and scenarios given...

  • First Verify that all the payment options showing as per requirement or not - 
  1. Debit Card 
  2. Credit Card 
  3. Net Banking 
  4. UPI
  5. QR Code
  6. Paytm 
  7. Google pay etc.
  • Verify that the user is able to select the payment option.
  • Verify that on the selection of payment options the respective options show as per requirement or not.
  • Verify that if any default option is selected eg. Debit card /Credit card /Paytm etc.
  • Verify that when the user tries to pay without entering the data in the mandatory field 
  • Check that the alert message shows as per requirement or not when the user leaves the mandatory field and tries to pay.
Hope !!! The above Payment gateway testing scenarios is helpful for you.

Online Payment Gateway in India 
Top Online Payment Service Provider Companies in India
Here List of the Top and best online payment gateway in India. They are the top payment gateway providers in India.
  • Paytm
  • Cashfree
  • Citrus Pay Payment Gateway
  • CCAvenue Payment Gateway
  • PayUBiz India Payment Gateway
  • Direcpay Payment Gateway
  • Zaakpay Payment Gateway
  • Instamojo Payment Gateway
  • Bill Desk
  • Atom Paynetz Payment Gateway.
Terminology for payment gateway

  • Marchant - A Marchant is a person or business whose job is to buy and sell goods, usually of one particular type, in large amounts eg- Amazon, Flipkart, eBay, etc.
  • Credit Card - 
  • Acquiring bank
  • Transaction
  • Capture 
  • Issuing Bank
  • Authorization

Hope !!! The above Test cases of payment gateway testing are helpful for you...

QA acharya

Payment Gateway Testing- Test Cases and Scenarios

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